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  1. 傳統供車上會計算方法. 如果選擇以汽車貸款(租賃)方式購入汽車,首先要繳付的便是「首」,款項一般為年加一乘每供款額;如還款定為5年,即需先支付6個月的供款作首,此方案較適合資金充裕的人士。. 相反地,汽車貸款(租購)雖然不需買家 ...

  2. 利率:月平息0.2% (以實際年利率4.49%計) 按36個月還款計算,手續費全免. 每月還款金額為HK$5,940;總還款額為HK$213,840. 網上申請邦民貸款快捷方便,只需填寫簡單個人資料,即可測試您的貸款資格。. 一經批核,即時過數!. 滿足您不同的資金財務需要。.

  3. 想貸款更易批其實並不困難,只要做到以下4大秘訣,貸款批核機會即時能大大增加!. 1. 保持良好信貸評級. 私人貸款成功率和信貸評級成正比,評分愈高,就愈容易成功獲批。. 財務機構會基於信貸紀錄,去斷定您履行還款責任的能力,所以維持良好信貸記錄是 ...

  4. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  6. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...