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  1. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches .

  2. As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

  3. If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

  4. TERMS AND CONDITIONS FOR PROMISE ONLINE LOAN APPLICATION AND LOAN AGREEMENT SIGNING SERVICE These Terms and Conditions govern the respective rights and obligations of the Customer and Promise (Hong Kong) Co., Limited ("Promise") in connection with the use of the Online Loan Application, Loan Agreement Signing and Loan Withdrawal Service (collectively "Service").

  5. Phone Application In addition to the 24/7 online lending platform, you can apply for a loan, through the Promise Loan Service Application Hotline. The application will then be followed up by a dedicated staff, who will explain the terms and conditions of the loan in ...

  6. GENERAL TERMS AND CONDITIONS Definitions In these General Terms and Conditions: " Borrower means the person whose name is stated in the "Borrower" column on the Agreement Details and his successors and assigns; " Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China;

  7. Promise treats the personal information of our customers and security of transaction with the utmost care. "Dual authentication" uses the following two types of information, which strengthens the security used to authenticate the identity of our customers. Client ...