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1. sme.hket.com › article › 3748080「信資通」引入更多個人信貸資料服務機構選擇 引領香港與國際模 ...

   sme.hket.com › article › 3748080

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   2024年5月2日 · CRP是一項金融基礎建設，目的在於保障消費者的信貸資料得到嚴格的保護，利用分布式分類帳技術、大數據架構等最新技術，讓參與的信貸提供者和信貸資料服務機構，傳輸個人信貸資料並以加密形式保護數據。 CRP的設施位於香港，而信貸資料服務機構禁止把個人信貸資料轉移至香港境外儲存及處理，充分保護消費者的信貸資料安全。 三間個人信貸資料服務機構都得到第三方顧問撰寫的考核報告，證實系統達到資訊安全、系統管理及數據管理等嚴格要求，確保系統安全可靠。 參與「信資通」的信貸提供者和信貸資料服務機構，傳輸個人信貸資料會以加密形式保護數據。 此外，「信資通」亦會加強個人信貸資料服務機構的管治，包括查閲和使用資料，並有更嚴格的資訊保安守則。

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