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About Promise Hong Kong. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.
PROMISE is here to help! Submit your enquiry or opinions via the form below and we will get back to you as soon as we can.
Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated monthly repayment and interest amount can be told.
Apply for the debt consolidation loan with simple procedures to get your urgent financial issues resolved any day of the week, without showing up. Flexible Repayment. Repayment period varies from 3 to 84 months. No handling fees and interest penalties for early repayment. We calculate interest on a daily basis, to save you unnecessary expenses.
1. Pay additional credit card interests and handling fees. When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty.
Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework.
Important Information. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please to know the details. Loan Products. Tertiary Student Loan. Successful Case - Mr. Leung, University student. Successful Cases. Flexibility is key in life.
