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樓價升值為業主提供套現的機會,本文教您如何用精明方法以整體至低息的成本來套現。. 假如業主持有的物業升值又想釋出現金價值,業主可以向現有按揭的銀行申請「加按」,而當中可因應市場現有按揭計劃的息率作不同的打算。. 讓我們看看以下Kelly和Perry ...
Kelly and Perry each purchased an apartment for $5M. Both have had their property value appreciated to $7M, with an outstanding balance of $2.2M left on their respective mortgages. How can Kelly and Perry arrange to cash out from the appreciated property and minimize their interest expenses?