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  1. Updated on 2022.04.22. Unemployment rate has surged to new highs as Hong Kong's economy is hit hard by the COVID-19 pandemic. In order to reduce the financial pressure of the unemployed and jobless, the HK government announced to launch the 100% Personal Loan Guarantee Scheme (Unemployment Loan) again to help them meet urgent financial needs.

  2. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  3. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  4. Latest Offers. Welcome Offer. Become a Promise new customer and receive a cash reward of up to HK$10,000 . New customers who withdraw their loans from 1 April 2024 to 30 June 2024, will receive a cash reward of up to HK$10,000 . With Promise, you can enjoy a quick and easy loan application process. Enjoy our loan services anytime, anywhere!

  5. 2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  6. You may make repayments in cash by presenting your membership card with Barcode or the Repayment QR code at any 7-ELEVEN Convenience Stores in Hong Kong. Please note that there is a HK$5,000 cap on single payment.

  7. Any doubt towards the loan application? Promise can help! Get a Personal Loan in only three steps. Apply online and get approved instantly. Learn more now! Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84