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  1. Debt consolidation loan is available at different financial institutions, it helps you pay off all of your existing credit card loans with reduced total interest payment amount and time when comparing settlement of minimum payment only.

  2. Apply for the debt consolidation loan with simple procedures to get your urgent financial issues resolved any day of the week, without showing up. Flexible Repayment. Repayment period varies from 3 to 84 months. No handling fees and interest penalties for early repayment. We calculate interest on a daily basis, to save you unnecessary expenses.

  3. In this guide, we will present you 5 ways to pay off your credit card debts and get rid of the trap of only paying the minimum payment! Getting Rid of Min. Pay (1) - Earn More, Spend Less. Earn more to repay the debts. You can increase income by changing jobs, working overtime, finding a part-time job and starting a side job, etc.

  4. In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere.

  5. Debtors should always consider other available repayment schemes for settling credit card debts, such as IVA, DRP or balance transfer plans offered by banks and financial institutions. This article will discuss the pros and cons of these options.

  6. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong.

  7. Step 1. Instant approval online⦿. Step 2. Online document uploading and agreement signing. Step 3. Instant fund transfer^! Step 4. Simple Online Loan Application Process. Want to borrow money on weekends for urgent use? Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere.