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  1. 上述每月還款額乃假設以年利率4.40% - 25.60%計算。. 私人貸款及利息計算機之還款額及還款期數僅供參考。. 邦民日本財務 (香港)有限公司擁有絕對貸款審批之最終決定權。. 而年利率不超過36.00%。. 「每個月要還幾多利息?.

  2. 重要資訊. 本公司近日接獲報告,涉嫌有騙徒冒認本公司代表/員工,向客戶要求還款。. 請 按此 瀏覽詳情。. 全城驚喜,. 實際年利率低至1.12%!. 邦民超低息貸款,助你輕鬆周轉,減省利息支出。. 請即. 了解更多 詳情!. 立即網上申請.

  3. Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

  4. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  5. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  6. Promise’s Personal Loan Calculator calculates monthly interest repayment with the annual percentage rate as a reference, so you can customise your loan amount and repayment period. Learn more now.

  7. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

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