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  1. Yes. You can apply for the tertiary student loans with only your student card/ admission offer letter, HKID card, mobile phone number, and bank account. Depending on the financial status and the credit score of the applicant, the maximum loan amount is up to HK$15,000.

  2. Yes No Membership Number (if applicable) Contact Number * Email Address Please try again later. For any enquiries, please contact our Enquiry and Complaint Hotline at 3199 1199 during office hours. We apologize for any inconvenience caused. 3199 1199 ...

  3. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  4. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!

  5. 邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務(香港)有限公司自1992年在香港營業,一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗,成立專業貼心貸款公司,為 ...

  6. YES! You may claim deduction under the Salaries Tax for self-education expenses, including tuition fees and related examination costs. However, these expenses must be used for studying specified educational courses to maintain or acquire qualifications for your current or future employment.