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  1. 1.紙本申請. 第一步:到持續進修基金辦事處或各區民政諮詢中心索取表格,或可從辦事處網頁下載. 第二步:把已填妥並獲院校/培訓機構蓋印的申請表格正本,連同所需文件副本透過以下方式遞交: 郵寄或親臨持續進修基金辦事處遞交申請. 地址:新界荃灣青山公路388號中染大廈25樓07-11室. 或將表格放進於下列地點的收集箱或投遞箱: 長沙灣政府合署11樓學生資助處. 地址:九龍長沙灣道303號. 時間:星期一至五上午8時45分至下午1時/下午2時至5時45分(公眾假期除外) 長沙灣政府合署地下大堂. 地址:九龍長沙灣道303號. 時間:星期六、日及公眾假期全日開放. 持續進修基金辦事處門外. 地址:新界荃灣青山公路388號中染大廈25樓07-11室. 時間:星期一至日上午8時至晚上11時.

  2. The calculation method for salaries tax using progressive tax rates involves dividing your net chargeable income into different tiers, then calculating the tax for each tier based on the corresponding salary tax rate.

    • Maintain A Good Credit Rating
    • Borrow The Right Amount
    • Reduce The Monthly Repayment Amount
    • Guaranteed Repayment Ability

    The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved. Financial institutions will determine your ability to fulfill your repayment responsibility based on your credit record, thus, maintaining a good credit record is crucial to get app...

    While applying for a loan, you should opt for a reasonable amount based on your actual financial needs and repayment ability, rather than just going for the maximum. Financial institutions will have looser requirements when dealing with lower loan amounts.

    If the loan amount is large and you choose a shorter repayment period, monthly repayment amount would rise accordingly. The lender may worry your ability to repay such a large amount each month and bear a risk of not receiving the full repayment on time. Therefore, extending the repayment period to adjust for an affordable repayment amount may lowe...

    When lenders approve loans, they need to bear the risk of losing money if the borrower cannot repay. If the borrower does not own any collaterals or certifications, their repayment ability can be questioned, lessening the chance of loan approval. However, providing sufficient supporting documents to prove your repayment ability can boost lender con...

  3. The application will then be followed up by a dedicated staff, who will explain the terms and conditions of the loan in detail, helping you get your approval result quickly and reduce your worries about loans. Monday to Friday 9:00AM-7:00PM. Saturday 9:00AM-5:30PM . If you are an existing customer and want to apply for a revolving loan, do not ...

  4. Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.

  5. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate ...

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