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  1. Apply Online Now. myPROMISE. Suitable for Different Financial Needs. Instant Online Approval! Applying loan only with mobile number and ID card #. It has never been easier! Learn More. Instant Personal Loan. Low-interest Debt Consolidation Loan. Tertiary Student Loan. No-doc Loan for Self-employed.

  2. 了解詳情. 會員優惠. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。 了解詳情. 想享盡最新著數? 邦民即刻幫到手! 立即申請. 邦民私人貸款,申請簡易特快,24小時網上隨時隨地立即申請,邦民更為客戶提供不同最新資訊及優惠,立即瀏覽並掌握邦民最新動態,不要錯過貸款優惠著數。

  3. 4 Steps for Card Debt Consolidation. Step 1 - Clarify the total amount of card debts. If you have multiple credit cards, understanding the number of credit card accounts in debt and the total amount of card debts could help to find out the most suitable method for repayment. Step 2 - Understand the need for debt consolidation.

  4. Credit Card Repayment Myths 1. Many people used credit card interest-free instalment plan, if you want to make an early repayment, do you know that you may require to pay the handling fee of the remaining period of instalment plan?

  5. Promise Welcome Offer. New customer who applies for a loan and withdraws it by 30 June 2024 will receive a cash reward of up to HK$10,000 . Details. Member Offer. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 .

  6. Latest Offers. Member Zone. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer.

  7. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

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