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• Your mobile number and email address are updated instantly in your profile via the app. However, it can take up to 4 working days for your other accounts (such as cards, insurance, or MPF) to update. Hence, you might receive your statements for these
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- Unless otherwise defined herein, all capitalized terms shall have the same meanings defined in the
- Where life protection meets potential wealth growth
- Investment Choices
- Loyalty Bonus
- Termination
- Fees and charges
- Glossary
“Glossary” section of the product brochure of HSBC Wealth Select Protection Linked Plan. HSBC Wealth Select Protection Linked Plan (the “Plan” or “your Policy” or the “Policy” or the “ILAS Policy”) is an investment-linked assurance scheme, which is an insurance policy issued by HSBC Life (International) Limited (incorporated in Bermuda with limited...
ILAS Policy is an investment-linked assurance scheme classified under Class C linked long-term business, as defined in the Insurance Ordinance. The plan is an insurance policy issued by the Company as an authorised insurance company in the Hong Kong Special Administrative Region (“Hong Kong”) in accordance with the Insurance Ordinance.
We offer a spectrum of Investment Choices for your selection. You can select your Investment Choice(s) at policy inception and make a switch at any time after the Policy is issued. The Plan also supports unlimited switching at no cost. Please refer to the subsection “Variety of Investment Choices for your selection” under Section A – “Plan features...
You are entitled to the Loyalty Bonus on the last day of the 5th Policy Year and the last day of every Policy Year thereafter (i.e. Loyalty Bonus entitlement date), while the Policy is in effect, subject to certain terms and conditions. Please refer to the subsection “Loyalty Bonus”” under Section A – “Plan features” in the product brochure for det...
The Policy automatically terminates upon occurrence of the earliest of the following events: the Policy has matured; or the death of the life insured; or the Policy is cancelled during the cooling-off period; or the Policy becomes void; or the Policy is surrendered; or the Policy lapses. Please refer to the subsection “Termination” unde...
The current fees and charges at Plan level include Policy Management Charge, Insurance Charge and Early Encashment Charge. Outside the Plan level, the underlying funds of the Investment Choices may have separate fees and charges. Please refer to Section B – “Summary of Fees and Charges” in the product brochure for details.
“Account Value” means the sum of the market value of all your selected Investment Choice(s). The market value of each of your Investment Choice is determined by HSBC Life by multiplying the number of Units you hold by the latest available Unit Price of the Investment Choice. It will be rounded to the nearest 2 decimal places. Any remaining balance ...
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