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It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval!
The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.
Leveraging the diminishing interest based on the deducting principal, you may lower your interest by increasing the repayment amount at anytime or even clear the loan in advance. In case of clearing your loan in advance, Promise will only calculate the interest until the last day that the loan is being used with no penalty or handling fee.
Your credit record is not the only criteria when lenders are considering your loan application. Lenders will also look at other factors when approving a suitable loan amount. Take Promise as an example, housing, working and the financial status of the applicant will be reviewed, then evaluated by a computer system for loan approval.
You have to repay your loans. Don't pay any intermediaries. Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 ...
As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$10,000 Cash Reward if you have successfully drawn down the loan on or before 30 April 2024. You can apply for a loan via any channel listed below: Visit any of our branches. Call our 24-hour member hotline 3199 1111 (Press "2" for ...
The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...
