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  1. 剛巧於網上看到一則小型財務公司的「電話數即批」廣告,以免信貸報告﹑電話數無需見面﹑可即批為賣點,借錢過程只需身份證及電話,即批即過數,連合約也不用簽。 李先生表示這間三線財務公司亦對借款人的背景審查較寬鬆,不要求申請者遞交證明文件,正正讓以打散工和兼職為生﹑主要以現金出糧的他免卻了煩惱。 在繼續分享李先生的經驗前,不如先了解財務公司為何亦分了一線﹑二線及三線? 當中的分別又在哪裡? 其中有什麼缺點及風險? 一至三線財務公司點樣分? 一線財務公司:持放債人牌照,多有銀行、上市公司或跨國金融集團背景,提供不同貸款計劃,貸款額度相對較高而還款期亦較長,不時推出借貸優惠。 二線財務公司:持放債人牌照,或收取較高利息及手續費,部分提供「免信貸查核」貸款產品,以讓信貸評級較差的人士申請。

  2. Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  3. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  4. Step 1. Instant approval online⦿. Step 2. Online document uploading and agreement signing. Step 3. Instant fund transfer^! Step 4. Simple Online Loan Application Process. Want to borrow money on weekends for urgent use? Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere.

  5. Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.

  6. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  7. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

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