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  1. blog.moneysmart.hk › zh-hk › authorAnson Chiu

    投資. 日股穿40,000點創新高 仍是入場好時機? 日經平均指數(The Nikkei Stock Average)頻創新高,於2024年3月4日突破40,000點,相信有投資習慣的朋友亦會心動,考慮跟隨大市進場。 但日股在過去一年已上升超過4成,現在仍是入場好時機嗎? 今次MoneySmart綜合不同意見,協助有意入市的投資者掌握日股市場動向。 2024年3月15日. 慳家日常. 【財政預算案2024懶人包】消費券/樓市減辣/稅額寬減安排一覽. 財政預算案2024懶人包:冇消費券、稅額寬減縮水、樓市全面減辣! 財政司司長陳茂波於2024年2月28日上午11時公布2024/25年度的《財政預算案》。 今年預算案的封面以淺杏色為主,寓意著對今年香港經濟逐漸復甦的期望。

    • Table of Contents: MPF Funds in Hong Kong
    • What Is MPF?
    • How to Choose MPF Funds?
    • MPF Fund Performance
    • Fees and Charges
    • Service of Provider
    • Asset Allocation Strategy
    • How to Check MPF Fund Performance
    • If You Have More Than One MPF Accounts, Should You Consolidate them?
    • How to Withdraw MPF?

    The Mandatory Provident Fund (MPF) System started on 1 December 2000. It is the second pillar of Hong Kong’s retirement protection framework. The MPF System regulates mandatory, privately-managed, and fully-funded contribution schemes. Covered individuals, including employees, employers, and self-employed persons, must make regular mandatory contri...

    For choosing MPF Funds, no strategy fits all, but here are the 5 factors you might consider to find suitable MPF Funds.

    MPF Fund Performance indicates an MPF Fund’s return in the past, but remember that the past can’t predict the future. It is important not to base investment decisions solely on a fund’s past performance.

    You should always keep an eye on the fees and charges despite the excellent performance of an MPF. Otherwise, your return will be eaten up by the fees and charges. Here is an overview of the average fees and charges of the 5 MPF Funds Types: Wanna know more about the fees and charges? Check out “MPF Schemes Fees and Charges Comparison: Management F...

    Not only considering the fees, but you may also want to consider the MPF Fund’s service. Trustee Service Comparative Platformhas provided the services offered by different MPF schemes from different trustees, including fund choices, account administration and customer services, and enquiries channels that fit your need.

    You may deploy your risk-managing plan according to the risk tolerance level. Here are some tips for both high-risk and low-risk strategies. High-risk strategy 1. Putting a larger share of equities in your MPF Funds may help to achieve capital gain and obtain higher risks. 2. Sector equity funds are generally riskier than other types of equity fund...

    MPF Fund Platformis a great tool for reviewing MPF fund performance. It provides all the filters you need for finding the MPF funds. You can search funds by their fund types, fund category, trustees, scheme, and 10 highest/lowest funds by return or fund expenses ratio (FER). Top 5 MPF Performance in the past performance of 1-year accumulated Top 5 ...

    It’s common for Hong Kongers to have more than one MPF accounts after switching jobs. It’s recommended to consolidate your MPF accounts to save time and effort in managing various accounts.

    MPF can only be withdrawn when you reach 65 and decide to retire. However, there’re two common ways to withdraw MPF before 65 years old: 1. You are at least 60 years old and take early retirement. 2. You have left or are about to leave Hong Kong for good. When you reach 65 or retire early at 60, you can withdraw your MPF benefits either in full or ...

    • Anson Chiu
  2. 2023年11月23日 · Top 12 Korean Restaurants in Hong Kong. by Anson Chiu on 23 November 2023. 안녕하세요! (“Hello” in Korean!) My Korean foodie friends, if you’re looking for a complete guide to list all the best Korean Restaurants in Hong Kong, you’re at the right place! Hong Kong is a haven for Korean food lovers!

    • Anson Chiu
  3. 2024年5月7日 · MoneySmart has compiled an Asia Miles redemption tutorial to help you understand everything in the following blog post! Table of contents: Asia Miles Redemption Guide. Asia Miles Redemption Guide: Earn Asia Miles through credit card spending! Asia Miles credit card strategy: Earn more miles from welcome offers and promotions.

  4. 2023年7月21日 · MoneySmart has gone through four premium banking services to help you identify the best premium banking services in Hong Kong for you. Citigold Integrated International Banking Services. Citigold is offering a competitive welcome offer in 2023, with the potential to earn up to HK$48,800 in cash rebates.

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