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  1. Even if you understand the calculation principle of loans and the annual percentage rate, you may not be able to get an estimated figure on a normal calculator. Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate.

  2. The following table summarizes the pros and cons of IVA and DRP: IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts.

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