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  1. 客一般只需向業主預繳2個月租金作按金和1個月租金作上期,俗稱「兩按一上」,亦無需承擔房屋各項費用,包括維修費、保養費以及電器安裝費,變相資金儲備不必如買樓的多,入場門檻較低。 2.租期彈性高. 在「死約」過後,一般只需1個月通知即可終止租約,因此客可按自身經濟狀況、喜好或其他因素移居心儀住所,彈性較買樓高。 3.靈活資產配置. 由於無需一筆過繳交巨額首期,客故可將資金分散投資在不同產品身上,適合對投資具備心得的人士,靈活運用手頭上的資金。 提防陰濕位! 5大租屋注意事項. 樓注意事項一:搵樓途徑. 市面上的盤分為業主盤和代理盤。 雖然業主盤可節省樓佣金,但需自行處理樓繁複程序,比較不適合租樓新手,故建議委託受地產代理監管局監管的專業代理幫手,不宜為節省樓佣金而自找麻煩。

  2. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Can complete repayment earlier? Pay off your loan early without additional handling fees or penalty charges. Easy loan, easy pay!

  3. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  4. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  5. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  6. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  7. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)