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1. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   Any doubt towards the loan application? Promise can help! Get a Personal Loan in only three steps. Apply online and get approved instantly. Learn more now! Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84

2. www.promise.com.hk › en › newsLatest News | Promise HK

   www.promise.com.hk › en › news

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   2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

3. www.promise.com.hk › en › faqFAQ | Promise HK

   www.promise.com.hk › en › faq

   • 網頁紀錄

   Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

4. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

5. www.promise.com.hk › en › faqApplication Review & Transfer Time | Promise HK

   www.promise.com.hk › en › faq

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   In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

6. www.promise.com.hk › en › faqRevolving Loan | FAQ | Promise HK

   www.promise.com.hk › en › faq

   • 網頁紀錄

   If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

7. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Loan Interest Calculation | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...