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  1. www.promise.com.hk › why-promise關於邦民 | 香港財務公司 私人貸款首選 | 邦民日本財務 - Promise

    邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。. 邦民日本財務（香港）有限公司自1992年開始營業至今，於香港私人財務公司市場發展多年，為廣大市民提供方便稱心的貸款服務，同時公司亦重視 ...

  2. www.promise.com.hk › faq › member-service登入與管理會員帳戶 | 私人貸款常見問題 | 邦民日本財務 - Promise

    常見問題 - 登入/管理會員帳戶. 如何查看貸款戶口的資料？. 忘記會員號碼該怎樣辦？. 如果我忘記了登入密碼、錯誤輸入密碼或沒有密碼可以怎麼辦？. 為什麼我不能登入會員網上服務？. 若居住或工作資料有所轉變，該怎麼辦？. 為何要通知邦民更新資料 ...

  3. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

    • What Is Tax Loan?
    • Tax Loan Strategy – The Selling Points of Tax Loan in HK
    • Tax Loan Strategy – Comparison of Different Tax Loans
    • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
    • Tax Loan Strategy – Bank vs Money Lenders
    • Note 1: Approval Time
    • Note 2: Supporting Documents
    • Note 3: Repayment Period
    • Tax Loan Strategy – Promise's Low-Interest Personal Loan
    • How to Apply Tax Loan at Promise?

    Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

    在「promise.com.hk」查看更多資訊

    Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

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    What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

    在「promise.com.hk」查看更多資訊

    As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

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    Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

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    As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

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    Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

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    As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

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    Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

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    Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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  4. www.promise.com.hk › en › lenders-ordinanceProvisions of The Money Lenders Ordinance | Promise HK

    The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  5. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

    Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  6. www.promise.com.hk › en › knowledge-on-personal-loanCommon Misconceptions | Promise HK

    Knowledge on Personal Loan. Common Misconceptions about Loans. Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

  7. www.promise.com.hk › en › productNo-doc Loans for Self Employed Persons | Promise HK

    No problem! You can apply for a no-doc loan, even without a full-time job . Simple and convenient online application process. Only ID card and mobile number are required# As a freelancer or an entrepreneur, when you are in urgent need of some cash, are you unable to apply for a loan because you cannot provide salary proof?

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