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  1. Before applying for a loan, you should consider various factors and compare different loan products, in order to choose the institution and personal loan plan that suits you best and reduces your interest costs. By doing so, you can manage your loans more

  2. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.

  3. Promise's revolving loan provide standby cash for you to add financial flexibility and borrow what you actually need. The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee.

  4. Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now.

  5. Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

  6. In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere.

  7. In this guide, we will present you 5 ways to pay off your credit card debts and get rid of the trap of only paying the minimum payment! Getting Rid of Min. Pay (1) - Earn More, Spend Less. Earn more to repay the debts. You can increase income by changing jobs, working overtime, finding a part-time job and starting a side job, etc.

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