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  1. The interest of Promise's personal loans is calculated on daily basis, which means if you have used the loan for one day, only one day of interest is required if you want to settle your loan earlier, you only need to pay the loan interest for the number of days you have borrowed, instead of the one-month loan interest.

  2. Promise's loans are calculated by daily interest, which means that you only need to pay one day of interest if you only use the loan for one day.

  3. Step 1. Instant approval online⦿. Step 2. Online document uploading and agreement signing. Step 3. Instant fund transfer^! Step 4. Simple Online Loan Application Process. Want to borrow money on weekends for urgent use? Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere.

  4. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. Convenience is vital for personal loans. Promise's revolving loan service transfers funds to your bank account 24 hours a day ^ without limitation by time and working days. Your urgent needs are easily resolved.

  7. Apart from daily expenses, there are still many miscellaneous expenses or instalment repayment required to pay every month, leading to an insufficient cash flow for paying off the credit card bills. Many people are confused with early repayment of instalment plan and credit card bill repayment.