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  1. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. 傳承專業知識 以客戶至上為原則. 邦民香港是日本消費者金融行業之其中最具規模之一的 SMBC Consumer Finance (下稱SMBCCF)的100%全資子公司。. 邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。. 邦民 ...

  3. 大眾對信用卡的常見誤解. 一、開多張信用卡 = 不善理財? 只使用同一張信用卡交稅、交學費及其他大額消費,找卡數時能一併處理,不就是更方便更有助理財嗎? 事實上,只使用一張信用卡的話,有機會令信貸使用度過高,而影響信貸評分,皆因信貸使用度是以信用卡結餘除以信貸額度所得的:

  4. 拆解借貸謬誤. 好多人都以為信用卡有結欠,或是有其他私人貸款,就代表財務狀況不良,不能申請貸款或借貸。. 其實這是一個誤解!. 只要您有良好的信貸紀錄和評級,就能夠成功獲得私人貸款批核,順利借貸。. 但您所擁有的信用卡結欠及其他私人貸款亦不 ...

  5. 常見問題 - 登入/管理會員帳戶. 如何查看貸款戶口的資料?. 忘記會員號碼該怎樣辦?. 如果我忘記了登入密碼、錯誤輸入密碼或沒有密碼可以怎麼辦?. 為什麼我不能登入會員網上服務?. 若居住或工作資料有所轉變,該怎麼辦?. 為何要通知邦民更新資料 ...

  6. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Any enquiries about revolving loans? Get revolving spare cash via the Promise Revolving Loan to meet your urgent financial needs. Apply online and get approved now.

  7. How does Promise calculate interest? What is daily interest? How can I reduce my expenditure on interest? Will I be charged any handling fees for a loan application? Do you have queries about loan application? Apply For a Loan. Eligibility Criteria and Document Requirements. Loan Approval and Fund Transfer. Revolving Loan. Repayment.

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