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  1. Enjoy the instant discount and use Pay with Points to offset your spending so that your itineraries may even be free-of-charge! Promotion Period: From January 9 to February 28, 2023. Offer 1: Spend and earn up to HK$720 Instant discount.

  2. Statement credits will be posted to Eligible Cardholders’ Card Account within 7 calendar days of redemption. The redemption rate varies by credit card types and may change from time to time. The exact redemption amount and points required are based on the display at the Citi Pay with Points page under KKday Platform at the time of redemption.

  3. Don't miss the winter spending offer with up to 8% extra rebate on Citi Credit Cards! Whether you are booking flights and hotels, shopping overseas or online, dining out or buying clothes and electronics, you can enjoy more rewards with Citi . Find out the details and apply now!

  4. Statement credits will be posted to Eligible Cardholders’ Card Account within 7 calendar days of redemption. The redemption rate varies by credit card types and may change from time to time. The exact redemption amount and points required are based on the display at the Citi Pay with Points page under HKTVmall Platforms at the time of redemption.

  5. Telegraphic Transfer usually take up to 5 business days to process. There may be circumstances where this could take longer, such as if public holidays and weekends occur side by side. In general, if the transfer involves correspondent banks, it may take more time for the fund to arrive at the recipient’s account.

  6. Loan amount of Citi Handy Cash is up to 8 times of your monthly salary or HK$100,000, whichever is lower. Repayment period of Citi Handy Cash is of 6 to 60 months. Application hotline service hours: Monday to Sunday 9:30am – 6:30pm (not applicable to Hong Kong public holiday) Show more. Loan Application Hotline: (852)2963 6477 d.

  7. Statement credits will be posted to Designated Cardholders’ Card Account within 7 calendar days of redemption. The redemption rate varies by credit card types and may change from time to time. The exact redemption amount and points required are based on the display at the Citi Pay with Points page under Birdie Mobile App at the time of redemption.

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