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關於康業信貸. 康業資本國際有限公司專注於財務信貸業務，並致力應用金融科技解決傳統信貸業務上問題。. 憑藉集團其中一位創辦人自1980年起於物業市場累積的人脈網絡及物業估值經驗，集團已對香港物業市場有一定了解，特別精於為物業估值。.
24小時熱線. 康業信貸快遞提供負擔能力計算機，輸入資料 (每月入息、預算首期金額、每月債務開支、心水還款年期、專業人士等)， A.I. 即時幫你計下可承擔的樓價。.
為提升客戶服務體驗，K Cash集團推出全新私人貸款專屬網站，採用智能科技貸款系統，為客戶提供一個嶄新特快的「網上+實體」貸款體驗。 如客戶需要申請私人貸款，可於該網頁申請。 前往私人貸款網站申請. 24小時熱線. product.kcash.meta_description.
2023年11月20日 · 甚麼是H按？ 甚麼是P按？ 樓宇按揭:H按利率及P按利率分別. 如何抉擇申請H按或P按？ 甚麼是H按？ 「H按」即HIBOR（Hong Kong Interbank Offered Rate），是指以銀行同業拆息利率為計算基礎的樓宇按揭計劃（銀行同業拆息按揭）。 拆息是指銀行之間互相借錢的息率，H按利率升跌視乎本地銀行體系資金的多少，因此H按利率較為浮動，資金越多，拆息越低；資金越少，拆息越高。 銀行同業拆息是銀行公會每個工作天根據銀行對同業拆借利率的報價，再取一個平均值公佈。 H按實際利率以「H + x%」計算，意味銀行批核樓宇按揭予貸款人時，會在拆息的基礎上增加某個百分點。 另外，為了保障業主於申請樓宇按揭計劃時，H按利率設有封頂位，能保障供樓負擔之餘，亦可輕鬆通過壓力測試。
於樓按計算機輸入個人入息及預算首期金額等資料，A.I.會即時計出最高可承擔樓價及按揭金額，並獲取初步預算結果，供自行 ...
中環 - 畢打街20號會德豐大廈4樓 (港鐵中環站D1出口) 分行熱線： 2711 3111. WhatsApp： 9692 1100. 營業時間：. 星期一至五 09:00 - 19:15. 星期六、日及公眾假期休息.
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