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  1. 邦民香港的優勢 - 值得信賴 邦民香港是日本三的大型銀行集團之一:三井住友金融集團(SMFG)的集團成員。 作為集團的海外子公司,邦民日本財務(香港)有限公司貫徹集團的服務理念,致力提供適合的財務支援以及靈活的私人貸款方案,與客戶建立信賴關係,成為客戶理想的財務好幫手。

  2. 邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務(香港)有限公司自1992年在香港營業,一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗,成立專業貼心貸款公司,為 ...

  3. 技術支援. 我們樂意為您提供協助!. 如您有進一步疑問,或未能在此找到相應解答,. 請致電客戶服務熱線 3199 1199 查詢或 按此 聯絡我們。. 想查詢私人貸款申請進度﹑審批結果及貸款過數情況?. 邦民日本財務解答你的問題!. 邦民做到利用轉數快,貸款即批即 ...

  4. 今次一於就和大家一起了解5租屋注意事項、租樓佣金及印花税計算法,有意租樓注意!. 租樓注意!. 租樓V.S.買樓3好處. 1.入場費較低 租客一般只需向業主預繳2個月租金作按金和1個月租金作上期,俗稱「兩按一上」,亦無需承擔房屋各項費用,包括維修費 ...

    • Repayment Period
    • Interest Rate
    • Fee
    • Application Documents
    • Reward Program

    The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

    When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

    Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

    It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

    To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

  5. www.promise.com.hk › en › faqFAQ | Promise HK

    Money Lender's Licence Number : 1229/2023 Enquiry and Complaint Hotline : 3199 1199 Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance ...

  6. Promise's loans are calculated by daily interest, which means that you only need to pay one day of interest if you only use the loan for one day. How can I reduce my expenditure on interest? Leveraging the diminishing interest based on the deducting principal, you may lower your interest by increasing the repayment amount at anytime or even clear the loan in advance.