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  1. Our SC Wealth advisors follow an advisory process that partners with you throughout your wealth journey. With our 160 years of experience of wealth, we can help to plan and manage your portfolios to bring your vision for "Today, Tomorrow and Forever" to life.

  2. 5 guiding wealth principles. We use 5 guiding principles – Discipline, Diversification, Time in the market, Risk & return and Protection to manage, grow and protect your wealth. This ensures your investments remain robust and investment decisions are consistently applied to meet your goals.

  3. PRUuniversial life wealth planner. PRUuniversial life wealth planner is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (a member of Prudential plc group) (“Prudential”). The Bank is an insurance agent of Prudential.

  4. PRUlife prestige wealth planner is a life insurance plan that provides whole life protection and long-term savings to pass on your assets. See more info now.

    • 裝修要幾錢?
    • 裝修是否必須一次過找數?
    • 私人貸款攤長還款期 助你早裝修早享受

    裝修並沒有劃一價錢,2020年消委會報告亦指出,即使索取承建商報價,報價單也未必清晰列出細項收費。因此所謂裝修預算只能以市面上的裝修案例找出一個約數。以現時裝修案例計算,最基本的全屋裝修,連清拆舊裝修與廚廁,平均每平方呎大約HK$850。至於豪裝預算就沒有一定,完全視乎屋主要求。 以這個計算方法,一個350呎單位裝修約HK$297,500,一個700呎單位裝修約HK$595,000。留意這只是參考價,實際價錢請自行找報價,相差可以非常大。

    裝修洗費動輒幾十萬,不少裝修公司有提供分期付款方案。然而分期付款方法每間不同,比較常見的例子是分4期,首期是細訂+大訂(普遍40%)、開工後付第二期(普遍30%)、開工期間付第三期(普遍20%)、完工後付第四期(普遍10%)。分期比例和期數每間不同,不過大部分款項都需要在前期(首期與第二期)付清,用以買材料和防止有汗出沒糧出的爛尾情況。 因此這種分期只能延長裝修尾期少量款項,你仍然需要事先準備約70% 裝修預算,裝修師傅才會開工,而在工程完成時即要全數付款,欠缺還款彈性。

    若想「真正」分期付款裝修費用,私人貸款是更有彈性的選擇。以渣打「分期貸款」為例,同樣的HK$700,000裝修預算,貸款期60個月,每月還款額只是低至HK$12,8591! 裝修成本可能每年都在不斷增加中,如你打算裝修,卻沒有足夠現金流,打算儲錢幾年後再裝修,又怕可能到時報價已經遠超現在水平。 1.以貸款額HK$700,000,貸款期60個月,實際年利率為3.97%計算。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。

  5. Offer 1: HKD100 instant discount. Spend HKD500 or above in a single net transaction to enjoy HKD100 instant discount. Weekly quotas: 160 in April and 140 in May. Promo codes of offer 1 and 2 will be released on every Monday from 00:00 onwards for offer 1 and 2. For the avoidance of doubt, the last Monday to release the promo codes will be 20 ...

  6. Developed in partnership between Standard Chartered and Amundi, the funds are designed to provide investors access to our Chief Investment Office (CIO) strategies via a globally diversified multi-asset fund of funds and ETFs portfolio, which includes global equities, global bonds, commodities, liquid alternatives, and cash.

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