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渣打—財富諮詢專家. 覆蓋全球 59 個市場. 由30+位具有深厚專業知識的投資專業人士組成的團隊. 擁有超過20年多元化資產投資組合經驗. 以嘗試和測試的框架來進軍複雜且動態的市場. 東方匯理—全球前 10 名的資產管理專家，規模達 2 萬億美元* 為傳統和實物資產提供主動和被動管理. 備有成本收入比最低之一的高效產業模式（53%） 亞洲資產管理規模達 4100 億美元. SCB.ChatBot.
- 私人貸款四圍格價可能會影響信貸評級。相信好多人都有呢個諗法：貸款梗係要申請多幾間，格下價睇下邊間最低息！事實上呢個諗法只啱一半，因為每個人申請私人貸款嘅實際年利率都唔一樣，主要視乎申請人嘅信貸評級同埋還款能力而定。
- 咁多款貸款產品邊樣啱？搵專人提供最合適嘅貸款方案。市面上唔同嘅貸款產品各有特色，千萬唔好因一時心急就隨意申請，其實可能有另一個貸款產品更適合你！有啲銀行亦有提供貸款專員協助客戶揀選最適合自己嘅貸款方案。
- 銀行貸款批核，其實唔難。有人話問財務公司借私人貸款會易過問銀行借，呢句說話因人而異。事實上銀行貸款要求係比財務公司稍為嚴謹，但對大部分人嚟講並唔難，以渣打「分期貸款」為例，基本要求只係年滿 20 歲或以上之香港永久性居民，每年固定收入達 HK$96,000 或以上就可以申請！
- 盡早解決財政問題，千其唔好拖。財政問題其實就好似疾病咁，如果開始時唔理佢，採取拖字訣，就會愈來愈嚴重，一定要病向淺中醫！一直拖延嘅話欠款會愈滾愈大，到時就要以更高利息借更多嘅錢先解決到問題，不如趁一開始未算嚴重時，就要盡快處理！
Affluent. HK$62,000. per month. Another simple way to calculate retirement cost is to apply The rule of 300^. Simply take your current monthly expenses and multiply that amount by 300. The amount you get is how much you'll need to have saved to keep living the lifestyle you currently live when you retire.
6 天前 · Premium理財「360º全面賞」 1. 憑指定銀行產品每月以渣打國泰Mastercard ®️ / 渣打國泰Mastercard – 優先理財 / 渣打國泰Mastercard – 優先私人理財賺取高達 490「亞洲萬里通」里數、以指定渣打信用卡*賺取7,000積分或以渣打Simply Cash Visa卡賺取高達HK$35現金回贈 (見表一 ...
5 天前 · The actual conversion arrangement will depend on the restrictions prevailing at the relevant time. Our Foreign Currency Savings Account offers choices of 8 major currencies including AUD, CAD, EUR, GBP, JPY, etc. with monthly interest. Apply now!
1% credit line amount. (Minimum HKD200, Maximum HKD700) $20,000 – $49,999. Prime + 5% p.a. $50,000 – $800,000. Prime + 4% p.a. 1 Notwithstanding the clause regarding annual fee set out in the Clients Terms and the applicable documents referred to in Part C of the Bank’s Client Terms (including Personal Loan/Personal Line of Credit ...
The above illustration is calculated based on a monthly flat rate of 0.2200% with 48-month loan repayment period for a Standard Chartered Personal Instalment Debt Consolidation Program (“Program Loan”). The APR is 5.13% (rounded up or down to the nearest two decimal places), and the total loan repayment amount is HKD221,120 (including full ...
