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  1. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  2. Definitions. In these General Terms and Conditions: Borrower means the person whose name is stated in the "Borrower" column on the Agreement Details and his successors and assigns; Hong Kong " means the Hong Kong Special Administrative Region of the People's Republic of China; Lender " means Promise (H.K.) Co., Ltd. and its successors and assigns;