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在過去一年,我寫咗不少關於銀行call loan的文章,希望銀行在有足夠抵押品之下,唔好向準備還款的客戶call loan,否則有可能影響香港經濟體系。當時有不少人不同意我的講法,認為只是我個人問題。大家唔理,惟有自己做好準備,將部分資產賣走,降低借貸比率,雖然是辛苦,但仍然未被銀行call
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明報
社評:跟進銀行「call loan」情况 投資客須承擔風險
【明報社評】地產界代表日前與金管局高層會面,反映有關銀行「call loan」(催還貸款)情况,希望局方與銀行界商討放寬按揭。本港經濟受高息環境影響,信貸環境面臨壓力,銀行放貸變得審慎,承做按揭比以往困難,不過本港失業率仍低,市民只要收入穩定、能夠如期供樓,即使負資產亦甚少面對銀行追數,現時催還貸款的情况,以商業物業為主。金管局今年初推出9項措施,支持中小企獲取銀行融資,局方當然有責任跟進實際執行情况,然而銀行如若基於合理風險評估而催還貸款,亦屬...
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信報
今日信報 - 要聞 - 林健鋒促銀行遵指引勿call loan - 信報網站 hkej.com
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