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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.

  2. About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere. Sustainability.

  3. Apply Online Now. Cheers for the ease! Apply for a loan without supporting documents! Whether you work as a freelance or business owner , applying for a loan only requires your HKID and mobile number #, a simple solution to your cash needs.

  4. Important Information. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. Knowledge on Personal Loan. No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval?

  5. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  6. Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework.