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  1. www.promise.com.hk › en › knowledge-on-personal-loan結婚費用大公開！結婚禮金考慮因素｜過大禮禮金意頭有何説法？｜ ...

    結婚費用大公開！結婚禮金考慮因素｜過大禮禮金意頭有何説法？ 一場浪漫的婚禮，將成就人生最難忘的回憶，但同時都是新人財政赤字的警號！究竟結婚費用大概多少？結婚封禮金時有何考慮因素？過大禮禮金又是不是越多越好？

  2. www.promise.com.hk › en › lenders-ordinanceProvisions of The Money Lenders Ordinance | Promise HK

    The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

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  4. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

    • Repayment Period
    • Interest Rate
    • Fee
    • Application Documents
    • Reward Program

    The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

    在「promise.com.hk」查看更多資訊

    When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

    在「promise.com.hk」查看更多資訊

    Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

    在「promise.com.hk」查看更多資訊

    It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

    在「promise.com.hk」查看更多資訊

    To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

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  5. www.promise.com.hk › en › knowledge-on-personal-loanPrecautions for Small Start-up | Ways to raise funds | Promise

    It may be a good choice for you to raise start-up funds and then pay back the loan by installments. Promise (Hong Kong) Co., Ltd ,a reputable Japanese lending company based in Hong Kong, has been providing convenient financial services to its customers for years.

  6. www.promise.com.hk › en › faqAgreement Signing | FAQ | Promise HK

    If the size of the original document is A4 or above, please provide the image of whole document, and the close-up of the top 1/3 part of the document. Image that shows the whole document. The close-up of the top 1/3 part of the document, with issuing organization, name of applicant, recipient address and bank account number clearly shown.

  7. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

    Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc.

  8. www.promise.com.hk › en › faqApply without Documents | FAQ | Promise HK

    Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank