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  1. Want to check the progress of your Personal Loan application and approval result? Promise transfers your loan online via FPS instantly upon approval.

  2. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

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  4. You can get the preliminary approval result instantly * upon your submission of the online application form or after filling in the application form and complete simple loan procedure. *Upon provision of the required information or documents.

  5. After submitting an application through the Promise's online lending platform, you can instantly view your loan approval result online ⦿ and submit the required documents together with signing the loan agreement.

  6. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  7. As a result, they fail to meet the eligibility requirements to apply for the Unemployment Loan and eventually cannot be benefit from the government policy. Some of the people who suffered great income loss during the pandemic would choose to become freelancers, part-time or casual workers during unemployment for the sake of paying the bills and supporting the family expenses.

  8. IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.