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2024年4月24日 · 活期存款是一種銀行儲蓄產品，允許儲戶隨時存入或提取資金，同時賺取利息，不用面臨罰款或限制。 這種存款模式靈活及方便，幫助投資者可短期儲蓄增值，並隨時運用金錢應付開支。
2023年2月21日 · 虛擬銀行定期利率優惠. ZA Bank 眾安銀行. Airstar Bank 天星銀行. Fusion Bank 富融銀行. PAOB 平安壹賬通銀行. Mox Bank.
- Allow Immediate Money Transferral
- Make Easy Payments
- Offer Attractive Rebates
- Offer High-Interest Rates
- Allow Multi-Currency Savings
- Good Rates & Multi-Currency For Fixed Deposits
Transferring money in and out of the virtual banks was generally easy once it was set up. Some of them do not have branch codes which makes it a little more complicated. Yet, FPS is available and the transaction is reflected immediately. Users should be reminded that a few transactions may be needed when transferring large amounts of money due to t...
Banks such as Livi, Mox, WeLab, and ZA provide different payment gateways to spend money. Some allow you to add a virtual debit card to Apple Pay or Google Pay (ZA only lets you use Apple Pay at the time of writing). Livi uses UnionPay as well. Some (Mox, WeLab, ZA) send you a plastic card to use. You can check all of your transactions on the app, ...
These virtual banks usually offer quite attractive rebates to their customers whenever they make transactions. Different forms of rebates and rebates rates may change from time to time and depend on promotions. Here are some rebates that the virtual banks are offering at the time of writing: 1. Mox gives you a rebate of 0.5% 2. Livi gives you (with...
Virtual Banks may pay you higher interest rates in HKD compared to your usual bank. If you have spare cash and want to maximise your returns, the following sequence may work for you (depending on how much you have to spare): 1. $20,000 in Airstar (earns 3.6% p.a. for 95 days) 2. $20,000 in Ant – open a Libre account (earns 2% p.a.) 3. $50,000 in Li...
Airstar, Fusion and ZA provide you with savings accounts in Renminbi (CNY) and US Dollars (USD) if that is something you want. In CNY, the best rate is given by Fusion (1% pa) and in USD the best rate is provided by Airstar (0.10% pa).
Time deposits are available in CNY and USD in Airstar, Fusion, and ZA while HKD fixed deposits are available from Airstar, Fusion, ZA, and WeLab. The tenors vary across banks and depend on the currency. 1. For example, in Renminbi (CNY), Fusion has good rates at short tenors while Airstar has good rates at longer tenors. 2. In USD, Airstar gives yo...
2021年6月10日 · 金融科技（Fintech）無疑是近十年最炙手可熱的發展領域，由虛擬保險、支付平台到加密貨幣，全球都湧現出色的金融科技獨角獸。. 作者 曾俊華 John Tsang. 日期 2021-06-10. 更新 2022-05-13. 分享. 曾俊華相信金融科技早就融入在香港人的日常生活之中，簡單如用八達通 ...
2021年2月23日 · 現時市面上有多間虛擬銀行，暫時只有 ZA Bank 及 平安壹賬通 設有公司戶口服務。虛擬銀行的開戶及業務往來收費幾乎全免，手續簡單，只需要使用手機或於網上就能完成開戶，方便初創公司或小額資金往來的網店。
2021年5月24日 · 各位必須留意未來科技發展及其影響的行業，如近年來虛擬保險、虛擬銀行等已逐漸改變行業的生態環境，其他行業現已受到科技不同程度的衝擊和洗禮，故預料新經濟仍可長遠地增長。 數碼貨幣加速去美元化. 相信2021 年最大發展應為貨幣數碼化，包括國內及歐洲等均急不及待地致力發展數碼貨幣，美元在單邊主義及貨幣數碼化兩大潮流影響下，勢必加速去美元化進程，加上多年來美元主導的國際貨幣體系出現許多弊端，如過量發行美元為其他國家帶來「負外部性」影響，尤其是發展中國家，相信中國及歐洲均欲利用數碼貨幣提高其貨幣的國際地位，未來代替美元半壁江山，令美元地位相對地下降，更有利新興市場尤其是中國的投資市場及股市。
2019年12月2日 · 今年活動除了有金管局、保監局、證監會及港交所的CEO坐陣，更有超過200位來自五湖四海的演講嘉賓及逾百個參展商，當中不乏傳統跨國大型銀行及嶄露頭角的虛擬銀行及虛擬保險公司的代表。. 數碼化 VS 虛擬 以基本保障切入市場 新手如何在市場生存 ...
