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  1. 了解詳情. 會員優惠. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。 了解詳情. 想享盡最新著數? 邦民即刻幫到手! 立即申請. 邦民私人貸款,申請簡易特快,24小時網上隨時隨地立即申請,邦民更為客戶提供不同最新資訊及優惠,立即瀏覽並掌握邦民最新動態,不要錯過貸款優惠著數。

    • 保持良好信貸評級。私人貸款成功率和信貸評級成正比,評分愈高,就愈容易成功獲批。財務機構會基於信貸紀錄,去斷定您履行還款責任的能力,所以維持良好信貸記錄是成功借貸的重要關鍵。
    • 只借適當的貸款額。申請貸款時,需要評估自己的實際財務需要及還款能力,決定合理的借貸額,應量力而為而無須「借到盡」。面對較低貨款額的申請時,財務機構的批核準則有可能會較為寬鬆。
    • 減低每月還款金額。當借貸金額大,而您選擇較短的還款期時,每月的還款金額亦會因而上升。貸款機構或會擔憂您每月能否如期清還這大額款項,否則它們可能需要承受未能準時收妥還款的風險。
    • 有保證的還款能力。貸款機構批出貸款時,其實需要承擔借貸人無力還款時損失金錢的風險。所以於無抵押和證明的情況下,如借貸人還款能力成疑,貸款就會較難獲批。
  2. For those situations where you are temporarily in need of cash, Promise provides an Emergency Loan which can easily solve all your financial troubles. You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 ...

  3. 3199 1199. 24小時會員專線. 提供不同特快即批私人貸款,靈活應付不同財務需要,助您解決現金周轉問題。 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!

  4. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.