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  1. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  2. Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

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  4. Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

  5. TERMS AND CONDITIONS FOR PROMISE ONLINE LOAN APPLICATION AND LOAN AGREEMENT SIGNING SERVICE These Terms and Conditions govern the respective rights and obligations of the Customer and Promise (Hong Kong) Co., Limited ("Promise") in connection with the use of the Online Loan Application, Loan Agreement Signing and Loan Withdrawal Service (collectively "Service").

  6. Taking Bank A as an example, early repayment may cost you a handling fee for the remaining instalments of the instalment plan (up to a handling fee of 10 months) and an administration fee of $300. Credit Card Repayment Myths 2 Can you save money by You ...

  7. Most public housing units in Hong Kong are around 300 to 400 sq. ft. The approximate decoration cost is provided as below for reference: Basic decoration package: 300 to 400 sq. ft. decoration cost: approximately $86,800 - $113,800

  8. However, people may easily overlook the credit card offers' terms and conditions, leading to an unexpected extra cost. This article will consolidate the details of using credit cards for tax payments, tuition fees payments, or other large purchases. Meanwhile, we ...

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