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  1. 實際年利率低至1.12% 超低息貸款,極速借貸,輕鬆還晒! 低年利率 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。所有示例資訊只作參考,最終批核按個別申請人之實際情況而定。

  2. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.

  3. Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  4. Promises branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. Promise's revolving loan scheme allows you to withdraw approved revolving loan amount at any time, with the ability to adjust the repayment period and amount, to solve your immediate cash flow needs conveniently and flexibly. See Loan Offers Calculate Your Loan Repayment.

  6. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  7. Revolving loan is always with instant cash ready for you. When comparing loan products, people tend to choose flexible options. Promise's revolving loan provide standby cash for you to add financial flexibility and borrow what you actually need. The More You Repay, the More You Save.