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  1. 上載文件需知: 申請人必須提供以上兩種文件以作身份核實及安排貸款過數。. 本公司亦有可能要求個別申請人提供其他所需文件。. 您可提供更多的證明文件 (如︰三個月內的住址證明、三個月內的收入證明等)。. 提供更多證明文件,可助您取得更理想的貸款 ...

  2. If the size of the original document is A4 or above, please provide. An image of whole document; and. A close-up image of the top 1/3 section of the document. You are required to upload documents for online application. Find out more about how to upload copies of your ID card, debit card, or bank statement now.

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  4. A written declaration and proof of unemployment or joblessness and loss of main recurrent incomes (reference letter, bank statement or MPF statement showing the absence of salary income, etc.) for at least 2 months at the time of loan application

  5. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

    • Purchasing Property
    • Starting A Business
    • Further Education
    • Paying Tax
    • Emergency Cash Expenses
    • Investment
    • Overspending
    • Debt Consolidation

    Buying a home in Hong Kong is expensive, not to mention needing to pay for the renovation and furniture. It is difficult for a family in HK to afford the down payment using just their savings. Therefore, many Hong Kong people will apply for a personal loan to help with the down payment and the renovation expenses.

    A startup fund is needed when you have a startup dream. If you want to set up a physical store, it is better to prepare more cash than expected. A personal loan would be a more flexible and speedy choice compared to the traditional startup loan which requires an interview before approving.

    Competition in the workplace is fierce, and further study is needed if you want to increase your competitiveness. However, fees for a bachelor's degree, master's degree and particular professional courses are expensive. Tuition fees can easily come in over 10 thousand dollars. Most people will choose to make a loan to enable them to pursue their dr...

    Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season.

    If there are emergencies, especially when surgical and medical fees are incurred, it is common that a huge amount of expenditure needs to be paid in a short period. People prefer to get a personal loan from financial institutions in order to obtain the funds immediately. With instant approval and instant fund transactions, financial institutions us...

    As members of a financial city, many Hong Kong people engage in investing. When there are opportunities to grow their wealth or expand their business, some investors will apply for a loan to receive funds immediately so as not to miss an opportunity to build wealth.

    Online shopping is convenient and efficient nowadays. People might overspend due to impulsive shopping habits, and even repay their credit card bill with another credit card. People who do not want to pay expensive interest would consolidate their debts into one loan in order to solve accumulated debts in one go.

    Many people in Hong Kong have multiple credit cards, debts even pile up as they purchase a house or a car. Meanwhile, the interest rate of credit card loans is higher than personal loans in general. Therefore, many people will carry out debt restructuring by combining multiple outstanding balances into one loan, which reduces the repayment interest...

  6. 即時解決財務需要您的私人貸款公司首選. 邦民日本財務(香港)有限公司自1992年在香港營業,一直為客戶提供易借易還的私人貸款服務。. 邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗,成立專業 ...

  7. Proof of income * (e.g. payslip, company letter, proof of contribution of MPF, etc.) * All documents must be issued within the last 3 months. Note: we may grant exemptions to applicants in individual cases.

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