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搜尋結果
3 天前 · 房屋貸款. 安老按揭計劃. 物業業主可以住宅物業轉換為現金及/或固定每月收取年金 – 與此同時，他們仍可繼續居住在原有物業直至百年歸老並終身毋須償還貸款。 靈活的年金年期. 可分10 年、15 年或20 年的固定年期或終身每月收取年金及/或一筆過貸款 – 應付特殊情況。 安居於原有物業. 提取安老按揭貸款後，可繼續居住在原有物業直至百年歸老。 終身毋須還款^ 借款人可終身毋須還款。 於貸款終止時. 出售物業及清還貸款後，所得的餘額將歸於遺產代理人。 六個月的冷靜期. 可於首六個月內決定終止安老按揭貸款，並退還和豁免所有按揭保費。 顯示更多. 備註. 由香港按證保險有限公司（ 香港按證保險有限公司）營運的安老按揭計劃，旨在讓 55 歲或以上（未補地價資助出售房屋須為60歲或以上）的業主申請。
The Reverse Mortgage Programme operated by HKMC Insurance Limited (“HKMCI”) and aimed for property owners who are aged 55 or above (or aged 60 or above for subsidised sale flats with unpaid land premium).
HK$4,000,001 – HK$4,499,999. 80% – 90%*. (Maximum HK$3,600,000) HK$4,500,000 – HK$6,000,000. 80%. * Mortgage Loan exceeding 80% LTV ratio under Mortgage Insurance Programme is only applicable to regular salaried first time homebuyers (not holding any properties at the time of application) with debt-to-income ratio up to 50% and subject to ...
Sign the Formal Sale and Purchase Agreement. Once you have signed the Formal Sale and Purchase Agreement, you will need to make the following payments via your solicitor: Full deposit (Together with the initial deposit paid, the total deposit will normally equal to 10% of the property price)
Open an Integrated Deposits Account and sign up for designated banking plan via SC Mobile App to start banking from home. Enjoy up to HKD500 cash rebate and other amazing offers
Gain an understanding of the current policies that affect the property market. Consult a bank and estimate the monthly repayment amount you can afford, and the maximum loan amount you can borrow. 1.Choose your preferred property. 2.Obtain a valuation of your property through a bank or estate agent.
