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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  2. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  3. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  4. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  5. 24小時會員專線. 提供不同特快即批私人貸款,靈活應付不同財務需要,助您解決現金周轉問題。. 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!.

  6. Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank

  7. You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval §. "Emergency Loan" is suitable for customers who have short-term financial needs.

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