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  1. HSBC VHIS Standard Plan. An essential standard voluntary health insurance plan offering annual benefits of up to HKD420,000 to cover your basic healthcare needs and tax savings. No limits on lifetime benefits. Wide-ranging care and coverage. Cover previously unknown conditions.

  2. Stay healthy, now with up to 70% off on first-year premium. With the full medical coverage [@fullcoverage] provided by our VHIS Flexi plan, you won’t have to worry about whether your plan would cover all your medical expenses. Add to that a claims paid ratio [@insurance-claims-paid-ratio-2022] of 97% on our VHIS plans, you can rest assured ...

  3. English version shall prevail. 17. These Terms and Conditions are governed by and construed in accordance with the laws of Hong Kong. 18. Each of the Bank, HSBC Life and the Eligible HSBC Customer submits to the non-exclusive jurisdiction of the ...

  4. 請注意,如果您在旅程前沒有接種香港特別行政區政府或您往返的國家/ 地區政府強制要求的2019冠狀病毒病疫苗,將不會獲得其醫療和相關之賠償。. 有關2019冠狀病毒病下「旅遊萬全保」的保障. (於2022 年6 月30日更新) 適用於由2022 年06 月30日起及以後申請的新保單 ...

  5. 受保學生正接受強制隔離檢疫,因此不能外遊。 在升學旅程期間,受保學生可以享有取消旅程下的所有保障,當 在香港確認感染 2019 冠狀病毒病(嚴重疾病) 中包括已預先支付或約定支付而不能取回的交通和住宿費用。

  6. 住院現金保障( 適用於滙安健危疾保障計劃) 投保資格. 只要受保人介乎19 至60 歲*, 便可投保此保障。. 保障範圍. 如受保人入住醫院超過24 小時, 每日可獲得現金資助, 以應付醫療開支。. 現金資助期可長達730 日。. 若受保人在住院期間需要接受深切治療, 或因意外 ...

  7. 14. Should there be any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail. 15. These Terms and Conditions are governed by and construed in accordance with the laws of Hong Kong. 16.