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  1. 2020年7月8日 · Bowtie is Hong Kong’s first virtual insurer. Our team’s main goal is to make insurance simple and friendly. We believe our customers deserve to find the protection they need quickly. They deserve to purchase the right insurance product easily without breaking the bank. And they should be able to get help easily when facing life’s challenges.

  2. 2020年7月9日 · A significant share of our customers heard of us on the news (19%), and found us via Google search (20%). Our first product launch was around the time the Hong Kong SAR government officially unveiled the Volunteer Health Insurance Scheme (VHIS). This

  3. 3 主要不保事項 本計劃不會賠償直接或間接、全部或部分因以下任何一項引致的死亡: (a) HIV及愛滋病:任何疾病、傷病、毒素或感染(直接由意外割傷或創傷引起的感染除 外)。這包括感染任何人類免疫缺乏病毒(HIV)及/或其任何相關疾病,包括愛滋病 及/或其任何突變、衍生或變異;

  4. 4 染;或任何核、化學或生物恐怖主義行為,包括但不限於使用核、生物或化學武器 及制劑;或 (h) 戰爭及恐怖主義:革命及戰爭(不論宣戰與否)、恐怖主義行為。 上述段落只供參考,有關全部及詳細不保事項,請參閱計劃條款及細則的「第3 部份:不保事 項」部分。

  5. This includes, but is not limited to, nuclear fission, nuclear fusion, ionising radiation or contamination by radioactivity from any nuclear fuel, nuclear waste resulting from combustion of nuclear fuels or nuclear weapons, or any act of nuclear, chemical or biological

  6. 1 主要產品風險 終止保單 本計劃將在以下情況自動終止,以最先者為準 – a. 在保費到期日後起計的31 日後仍未繳交保費;及 b. 核心計劃級別下的已登記僱員少於三(3)名。 除非另有說明,否則本計劃的終止不應影響在終止之前產生的任何索償。

  7. 2023年6月29日 · Buying insurance is certainly to purchase protection for unforeseen circumstances. If you don't want your claims to be rejected, you need to understand the compensation clauses before purchasing insurance, especially the scope of general exclusions. If you belong to a higher risk group, you may be subject to additional exclusions or premiums. Let's learn more with Bowtie now!

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