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1. www.promise.com.hk › enLow-interest Online Personal Loan | myPROMISE | Promise HK

   www.promise.com.hk › en

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   Promise offers reliable and easy personal loan, low-interest debt consolidation loan, revolving loan in Hong Kong. Apply for a personal loan now!

2. www.promise.com.hk低息網上私人貸款 | 香港財務借貸公司 | myPROMISE | 邦民日本財務

   www.promise.com.hk

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   立即網上申請. 貸款無需證明文件，為無憂喝采！ 來邦民貸款，只需身份證及手提電話 # ，無論Freelancer或老闆都借得 ，免卻煩憂，現金輕鬆到手。 立即網上申請. 全城驚喜， 實際年利率低至1.12%！ 邦民超低息貸款，助你輕鬆周轉，減省利息支出。 請即. 了解更多 詳情！ 立即網上申請. 邦民myPROMISE. 貸款符合各種個人理財需要. 網上私人貸款即時批核！ 申請貸款只需身份證及手提 電話# ，借錢更方便。 了解更多. 即批私人貸款. 低息結餘轉戶貸款. 大專學生貸款.

3. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

   www.promise.com.hk › en › why-promise

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   Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

4. www.promise.com.hk › en › knowledge-on-personal-loanReason of Applying for Loans | Loan Products Comparison | ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • Purchasing Property
   • Starting A Business
   • Further Education
   • Paying Tax
   • Emergency Cash Expenses
   • Investment
   • Overspending
   • Debt Consolidation

   Buying a home in Hong Kong is expensive, not to mention needing to pay for the renovation and furniture. It is difficult for a family in HK to afford the down payment using just their savings. Therefore, many Hong Kong people will apply for a personal loan to help with the down payment and the renovation expenses.

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   A startup fund is needed when you have a startup dream. If you want to set up a physical store, it is better to prepare more cash than expected. A personal loan would be a more flexible and speedy choice compared to the traditional startup loan which requires an interview before approving.

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   Competition in the workplace is fierce, and further study is needed if you want to increase your competitiveness. However, fees for a bachelor's degree, master's degree and particular professional courses are expensive. Tuition fees can easily come in over 10 thousand dollars. Most people will choose to make a loan to enable them to pursue their dr...

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   Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season.

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   If there are emergencies, especially when surgical and medical fees are incurred, it is common that a huge amount of expenditure needs to be paid in a short period. People prefer to get a personal loan from financial institutions in order to obtain the funds immediately. With instant approval and instant fund transactions, financial institutions us...

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   As members of a financial city, many Hong Kong people engage in investing. When there are opportunities to grow their wealth or expand their business, some investors will apply for a loan to receive funds immediately so as not to miss an opportunity to build wealth.

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   Online shopping is convenient and efficient nowadays. People might overspend due to impulsive shopping habits, and even repay their credit card bill with another credit card. People who do not want to pay expensive interest would consolidate their debts into one loan in order to solve accumulated debts in one go.

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   Many people in Hong Kong have multiple credit cards, debts even pile up as they purchase a house or a car. Meanwhile, the interest rate of credit card loans is higher than personal loans in general. Therefore, many people will carry out debt restructuring by combining multiple outstanding balances into one loan, which reduces the repayment interest...

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