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  1. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval!

  2. Note: we may grant exemptions to applicants in individual cases. For any further enquiries, please contact our customer service representative at 3199 1199 during office hours. Do you have queries about loan application? Log-in / Manage Member Account ...

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  4. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  5. Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

  6. I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient! Ms. Wong 37 years old, Office Worker My son was very athletic ...

  7. In case of clearing your loan in advance, Promise will only calculate the interest until the last day that the loan is being used with no penalty or handling fee. Thus, you can adjust your repayment flexibly in order to reduce your expenditure on interest.

  8. I applied for Emergency Loan through the Promise's online platform. All I needed to do was filling in simple personal information and I could borrow HK$2,000 successfully. The entire application process was completed quickly online in just a few steps, with no supporting documents required. Moreover, the repayment amount and period for the ...