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  1. Loan Repayment Calculator. Fill in the blanks below to calculate the monthly repayment amount. i) Type of Loan. Instalment Loan Overdraft Facility. Instalment Loan. checkbox. Instalment Loan. Overdraft Facility.

  2. Calculate property and car park mortgage repayment amount with changeable mortgage interest rates under monthly and fortnightly plan for comparison on the mortgage loan interest saved and shortened repayment period.

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  4. Loan amount (The minimum loan amount is HK$5,000): Interest Rate (Monthly Flat Rate if applicable): % Tenor (Months): Reset. Calculate. Here's how your repayment might look like. Monthly Repayment Amount. HKD 0.00. Monthly Flat Rate. 0.00 % Annualized Percentage Rate (APR) 0.00 % Average Monthly Interest. HKD 0.

  5. Property Value. With Lease. HK$ First Mortgage. Loan Amount. % or. HK$ Single Interest Rate. Combined Interest Rate. Tenor. Yrs. Mth. Interest Rate. % 或. % P = Prime rate (Best Lending Rate), the benchmark interest rate. Second Mortgage.

    • Stamp Duty
    • Legal Fee
    • Estate Agent Fee

    Residential Property Stamp Duty - Applicable to first-time buyer Non-Residential Property Stamp Duty (Double Stamp Duty)

    The legal fee for property purchase mainly includes 3 items: Sale and Purchase agreement, the assignment and the mortgage. Legal cost can be up to thousands of dollars, and varies from case to case, influenced by factors like property price, property age, loan amount etc.

    If the property is sold through an agent, both the seller and buyer will have to pay for agent commission. The usual rate of commission for agents is about 1% of the sales price, it is subject to negotiation between you and your appointed estate agent.

  6. Maximum Loan Amount (With Stress Test) Repayment Amount. Please fill in ALL the information below to proceed. (The following calculation is including new enhanced features such as stress test..etc.) Service is temporarily unavailable. Please try it later. Monthly Household Income. HKD. HKD 5,000.

  7. Personal Loan Calculator. For Indication Only. Loan Amount HK$ Interest Rate (Monthly Flat Rate) % 0% 1.5% Repayment Period. Months. 6 60. Remarks: Relevant handling fee will be deducted from disbursement amount.

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