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  1. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Credit Rating for Dummies | Ways to Improve ...

    If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

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