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  1. Promise low-interest debt consolidation loans help you out with a plan to clear all debts effectively, which allows you to consolidate your debts into one loan and clear your credit card bills in one go. With this loan, you'll be able to pay your credit card bills in advance at a lower monthly repayment amount and save on interest expenses.

  2. Debt consolidation loan is available at different financial institutions, it helps you pay off all of your existing credit card loans with reduced total interest payment amount and time when comparing settlement of minimum payment only.

  3. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

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