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1. www.sunlight.hk › en › tipsWhat to do if your domestic helper asks for a loan? - Sunlight

   www.sunlight.hk › en › tips

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   Lending money to a domestic helper can be a challenging situation. As an employer, you want to support your helper, but it's important to navigate this situation carefully. Here's a comprehensive guide to help you deal with situations when your domestic helper borrows money or needs a loan.

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2. www.baby-kingdom.com › forumUrgent!!!!!!warning letter sample - 論盡家傭 - Baby Kingdom ...

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   Urgent!!!!!warning letter sample ,Baby Kingdom - 親子王國 香港 討論區 登入 註冊 WhatsApp媽媽谷 理財保寶 潮行 智睿腦力加油站 新手媽媽 飲奶論壇 討論區 懷孕 健康 煮意 遊樂 熱話 學校 管教 移民升學 理財 潮流 理財保寶 ...

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4. www.baby-kingdom.com › forumwarning letter to maid - 論盡家傭 - Baby Kingdom - 親子王國 ...

   www.baby-kingdom.com › forum

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   hi,i'm the 1st time hire maid,may i know after 3 warning letters ,no need one month notice (賠一個月)?my indo maid not good, she came fr sgp ..donno chine ... ,Baby Kingdom - 親子王國 香港 討論區

5. www.sample-resignation-letters.com › writing-a-simpleWriting a Simple Request Letter for Borrowing Money - Sample ...

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   2023年11月25日 · Key Takeaways. Understand the purpose: Clearly state why you need the money. Be honest and transparent: Provide a truthful account of your situation. Explain the repayment plan: Detail how and when you will repay the loan. Use a polite and respectful tone: Maintain professionalism throughout the letter.

6. www.sassymamahk.com › family-domestic-helper-loan-adviceDomestic Helper Advice: What To Do When Your Helper Asks For ...

   www.sassymamahk.com › family-domestic-helper-loan-advice

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   • Does She Need to Pay Recruitment Fees?
   • Did She Borrow Money from A Loan Shark?
   • Is The Loan Shark Harassing You?
   • Does She Need Money For Family Emergency Back at Home?
   • Does She Just Want Extra Money For Personal Reasons Or For Leisure?
   • What You Should Not Do

   By law, employment agencies in Hong Kong are only allowed to charge foreign domestic helpers no more than 10% of their first month wage as placement fees. However, some agencies charge the domestic helpers, especially overseas helpers or pre-terminated helpers, illegal fees directly,and many employers have a limited knowledge of such practices beca...

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   First, check with your domestic helper if she still has her passport. If not, then she should take legal action to get her passport back so that her identity doesn’t get stolen. Do not hesitate to call the police (999). Encourage her to address the issue and sit down with her to come up with an action plan.How much does she owe them? How should she...

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   Sometimes a helper will agree to be a guarantor for a friend who is borrowing money. If the friend runs away with the money, your helper has to shoulder all her friend’s debts. The interest of these debts borrowed from loan sharks can be as high as 60% per year! If this happens, you might receive a lot of calls and letters to your house, usually th...

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   If the helper’s family suddenly needs a large amount of money because a relative is in critical medical condition, sometimes the helper has no choice but to take a loan from loan sharks, especially if she does not want to ask you. Sometimes families ask the domestic worker for money she cannot affordwithout any legitimate reason, and she doesn’t kn...

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   Another reason would be for alifestyle she cannot afford on her salary.If the helper is borrowing money to buy new clothes or handbags, which is, in fact, spending her future income, you may want to help her budget better. How to help her with a budget: There are a few things you can do to help your helper budget her money better. Help her open a b...

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   Keep her passport and/or other identity documents Your helper usually needs to use a copy of her passport and/or HKID and the employment contract to be able to borrow or be a guarantor. Some employers keep their helpers’ passports to avoid them from borrowing loans, but it is illegal, and your helper should be able to keep her passport at all times...

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7. 其他人也問了

   What is a letter for borrowing money?

   • Answer: A letter for borrowing money is a written request addressed to an individual or an institution, seeking financial assistance in the form of a loan. It outlines the purpose of the loan, the specific amount requested, and the proposed repayment plan.

   Writing a Simple Request Letter for Borrowing Money - Sample Resigna…

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   What happens if a domestic worker borrows money?

   • When domestic workers borrow money, they might face extremely high-interest rates, particularly from unlicensed money lenders or loan sharks. They might end up in a debt cycle where they're constantly borrowing loans to repay existing ones.

   What to do if your domestic helper asks for a loan? - Sunlight

   www.sunlight.hk/en/tips/p/id/514.html

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   What happens if a domestic helper borrows money?

   • Navigating the situation when your domestic helper borrows money can be complex, but it can be handled effectively with open dialogue, understanding, and careful management. Loan sharks, particularly those unlicensed, will charge extremely high-interest rates and employ aggressive tactics for debt collection.

   What to do if your domestic helper asks for a loan? - Sunlight

   www.sunlight.hk/en/tips/p/id/514.html

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   What should I do if my helper is forced to take a loan?

   • Your helper might be forced to take a loan to pay off these fees, which could amount to more than six months’ salary. What you should do: Open the dialogue and ask her. Find a moment when you can sit down and listen, and try not to be judgmental.

   Domestic Helper Advice: What To Do When Your Helper Asks For A L…

   www.sassymamahk.com/family-domestic-helper-loan-advice/

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8. www.baby-kingdom.com › forumI need help,my family decided to borrow money to my maid - ...

   www.baby-kingdom.com › forum

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   2009年9月28日 · I need to write a english letter thatmy maid will borrow hkd9500 from my mother in law,and return it for 5 months.except the amount,time,what should I need to ... ,Baby Kingdom - 親子王國 香港 討論區

9. enrichhk.org › how-does-money-lending-work-domestic-helpersHow does money lending work for domestic helpers in Hong Kong?

   enrichhk.org › how-does-money-lending-work-domestic-helpers

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   According to the Money Lenders Ordinance, borrowers can legally be charged up to 48% of annual interest on a loan by licensed money lenders. If it can be proven that they are a high risk borrower, they can be charged up to 60% of annual interest. Some domestic workers might ‘share’ a loan with a friend, with one person agreeing to be the ...