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  1. TransUnion is not a government agency, but a global information and insights company. As the first Credit Reference Agency (CRA) in Hong Kong, it holds the credit information of millions of Hong Kong consumers. Based on our years of experience in the financial industry, and the use of data fusion methods to match and combine credit data with ...

  2. For Hong Kong, TransUnion analysed transactions on Double 11, Nov. 11, and US Thanksgiving to Cyber Monday. The rate or percentage of suspected digital fraud attempts reflect those which TransUnion customers either denied in real time due to fraudulent indicators or determined were fraudulent after reviewing — compared to all transactions it ...

  3. 2018年4月16日 · 兩大保安陷阱你要知. 內地不少大城市已發展成「無現金城市」,買菜、買報紙和搭的士,都能以手機支付結帳。. 不單方便,感覺也非常先進和智能化,所以當這些手機支付系統進入香港時,很多人本身已躍躍欲試,加上這些系統為了爭取佔有率,一時送薯條 ...

  4. 2018年4月4日 · 身分被後果嚴重. 若信用卡資料被,當然就會招致即時財政損失,例如信用卡被利用在不用網站消費。. 因此特別在較多的網上消費後,小心確認帳單,以確保沒有不尋常項目。. 被盜用信用卡相對容易被發現,因為在帳單上已會顯示不尋常消費,或你會收到 ...

  5. www.transunion.hk › content › damCredit Education

    Credit Education Empowering consumers; enabling financial inclusion Top reasons why consumers start monitoring their credit reports TransUnion’s global study focused on enabling financial inclusion and explored the distinct profiles, motivations and future

  6. 要改善評級,首先要「執靚」信貸紀錄。. 1. 切忌只還 min. pay. 卡數絶對會直接影響信貸評級!. 「找卡數,幾時找,找幾多」完全反映消費者對財務管理的態度。. 即使是遲清還卡數僅一日都會影響信貸評級。. 就算立即清還仍會在信貸紀錄留下污點,一留就是5 ...

  7. 2017年1月12日 · Your credit card company will require a minimum payment from you, which usually ranges from 1 to 3 percent of your outstanding balance. For example, if you have $78,000 in credit card debt, your minimum payment will likely be between $780 and $2,340. If you don’t make your minimum payment on time, you’ll probably face a late fee of about ...