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  1. Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840

  2. 2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  3. Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840 All rights Latest ...

  4. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!

  5. Technical Support. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Manage your member account by simply logging in now. The loan is transferred online instantly upon approval.

  6. Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

  7. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)