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  1. As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

  2. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!

  3. Making good use of the government's salaries tax calculator can be very helpful when estimating the tax payable. In this article, we will take Year of Assessment 2023/24 as an example to help you understand the function of Hong Kong tax calculator, salaries tax rates, allowances, methods of filing and paying taxes, etc. Hope this introduction can help you in dealing with personal taxes in Hong ...

  4. Privilege Offer for Selected Member Thank you for your continued support! As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$4,000 Cash Reward immediately if you have successfully drawn down the loan on or before 31 December 2020. ...

  5. IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.

  6. It is more cost-saving than products that calculate interest on a monthly rate basis. Promise also offers products with APR as low as 1.12%. You may also calculate the repayment amount and period using the loan calculator as a reference when you are considering the full cost of borrowing money. 3. Fee.

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